--- title: 4 Reasons You'll Wish You Had Travel Insurance description: Add travel insurance to your next journey to ensure that you are completely prepared for your journey. Discover the top reasons for travel insurance. image: https://blog.keytours.com/hubfs/Imported_Blog_Media/first-aid-600x400.jpg --- [![Keytours Vacations](https://blog.keytours.com/hubfs/Keytours%20June2017%20Theme/Images/logo.png?t=1496920752273)](http://beta.keytours.com/) - Menu Item 1 - Sub-menu Item 1 - Another Item - Sub-menu Item 2 - Menu Item 2 - Yet Another Item - Menu Item 3 - Menu Item 4 [![Keytours Vacations](https://blog.keytours.com/hubfs/Keytours%20June2017%20Theme/Images/logo.png)](http://beta.keytours.com/) - [Blog](https://blog.keytours.com) - [About Us](http://beta.keytours.com/about-us) - [Weekdays 9am - 6pm EST Call Us - (800) 576 1784](callto://8005761784) [Trustpilot](https://www.trustpilot.com/review/www.keytours.com) Request a Quote - [Home](http://www.keytours.com/) - [About Us](https://landing.keytours.com/about-keytours-vacations-personalized-travel-experiences) - [Special Offers](http://www.keytours.com/promotion/) - [Custom Groups](http://groups.keytours.com/) - [Smart Luxury](http://luxury.keytours.com/) - [Contact Us](http://www.keytours.com/contact-us) - [Home](https://www.keytours.com/) - [About Us](https://landing.keytours.com/about-keytours-vacations-personalized-travel-experiences) - [Special Offers](https://www.keytours.com/promotion/) - [Custom Groups](https://groups.keytours.com/) - [Blogs](https://blog.keytours.com/) - [Contact Us](https://www.keytours.com/contact-us) - [My Account](https://www.keytours.com/account/login) # Keytours Vacations Blog # 4 Reasons You'll Wish You Had Travel Insurance Posted by [Kat Jarvis](https://blog.keytours.com/author/blognalini) on Apr 8, 2016 6:24:31 PM - [Tweet](https://twitter.com/share) **A lot of travelers find themselves asking, "do I really need travel insurance?" ** The answer is yes. Did you know that one in six Americans say their travel plans are impacted by medical conditions, weather events, delays due to mechanical problems and unforeseen illnesses or injuries? We don’t all have crystal balls to see into the future, but we can be proactive in protecting ourselves from the damage that can be caused by these incidents. #### 4 Reasons You'll Wish You Had Travel Insurance ##### **1. Because Illness Has the Worst Timing** You’ve been excited about your upcoming travel for months but just days before, you or a family member becomes extremely ill with the season’s latest flu or virus. Or maybe a close loved one has unfortunately ended up in the hospital causing you to have to cancel your trip. **![first aid](https://blog.keytours.com/hs-fs/hubfs/Imported_Blog_Media/first-aid-600x400.jpg?width=429&height=286&name=first-aid-600x400.jpg)Did you know** that the number one reason for cancelling a vacation is due to unforeseen illness or injury? Not only are you feeling miserably sick in bed but now you’re missing out on your vacation that’s already completely paid for. What a financial waste. Not if you have travel insurance. Depending on the policy, your cancellation fees may be covered, you may be able to reschedule and/or receive a partial or full refund. ##### **2. Because Mother Nature is Against You ** You’ve enjoyed three straight weeks of the perfect travel weather. You cross your fingers and toes hoping this weather lasts just a couple more days to get you through your flight. But then you turn on the TV and there it is, that unexpected hurricane or winter storm. Great. Delays are in your future and the travel anxiety sets in. Vacation day arrives and ![sad terminal](https://static.hsstatic.net/BlogImporterAssetsUI/ex/missing-image.png)your flight is delayed due to weather. You’ve got a connecting flight with only an hour layover. You’re never going to make it. You stress throughout the duration of your first flight and land with just 10 minutes to get to your connecting gate, which of course, is on the other side of the airport. Despite making a mad dash down the escalators and through the terminals, you’ve managed to still miss last call for boarding. The gate is closed and that horrible feeling sinks in. Will I be able to get on another flight? How much will it cost? Will I lose out on my first day of vacation? Not if you have travel insurance. Missed connections due to weather and unforeseen circumstances are covered so that you can enjoy a stress free travel experience. -------------------------------------------------------------------------------------------------------------------------------------------------------------- **Special offer:** Book your 2016 travel experience with **[Keytours Vacations](http://www.keytours.com/landings/complimentary-travel-insurance-2016-160906)** by September 30, 2016 and receive FREE travel insurance (up to a $1,200 value)! Call **(800) 576-1784** for a free consultation today! -------------------------------------------------------------------------------------------------------------------------------------------------------------- ##### **3. Because You've Arrived But Your Luggage Has Not** ![luggage](https://blog.keytours.com/hs-fs/hubfs/Imported_Blog_Media/luggage-e1459272946365-600x347.jpg?width=272&height=158&name=luggage-e1459272946365-600x347.jpg)You’ve touched down in your destination excited to explore and relax. First stop, baggage claim. But what if your baggage never shows up? Not exactly how you expected to kick off your vacation. Travel insurance will not magically make your baggage appear but it will provide an allowance to purchase essential items to hold you over in the interim thereby easing an unexpected financial burden. ##### **4. Because Accidents Happen** When we think about vacation, we think palm trees, beaches and adventure. No one thinks about slipping and spraining an ankle in the rain or fracturing a wrist while zip-lining, but we can’t control everything. Accidents happen, it’s a simple fact of life. Especially when traveling ![travel docs](https://blog.keytours.com/hs-fs/hubfs/Imported_Blog_Media/travel-docs-446x450.jpg?width=236&height=238&name=travel-docs-446x450.jpg)with children who are quite curious and adventurous in new environments. Travel insurance can help relieve stress and financial burdens surrounding these unforeseen and urgent emergencies. Aside from physical accidents, what about that one time your travel documents get lost or stolen? Would you know who to call or where to go? Emergency network contacts provided through your travel insurance can assist you immediately, and in most cases, you can obtain replacement travel documents in 24 hours or less. var bannersnack\_embed = {"hash":"bxplrfli7","width":735,"height":185,"t":1459276965,"userId":22453326,"type":"html5"}; Travel insurance can save you a significant amount of money for a relatively low cost, and the peace of mind travel insurance provides is priceless. Try it out risk-free - enjoy free travel insurance on all bookings made between March 30 and April 30, 2016. To learn more call **(800) 576-1784** today! Topics: [Uncategorized](https://blog.keytours.com/topic/uncategorized) ## Unforgettable Tailor-Made Travel Experiences #### Plan Your Next Adventure With decades of expertise in tailor-made independent trips, small group journeys, and customized group travel, Keytours Vacations’ seasoned travel consultants create unforgettable travel experiences designed to perfectly fit each client’s unique interests and needs. 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